Designed for One Purpose: Our Clients.
Groff Wealth Management was founded on a clear vision:
Be Intentionally Selective
Provide True Independence
Offer Sophisticated Wealth Planning
What Drives Groff Wealth Management?
I believe the most effective financial planning doesn’t just come from textbooks, it comes from life experience.
Losing my father to cancer was a defining moment and made one thing unmistakably clear: while money matters, time is our most valuable and limited resource. This realization reshaped my professional focus and is the foundation for my mission to help clients maximize their lives today, not someday.
GWM’s Promise: To combine real life perspective with disciplined financial planning to help you confidently say “yes” to what matters most. Whether that means traveling, financially supporting family, charitable giving, or retiring on your terms, our role is to help you make decisions with confidence.
A successful retirement isn’t just secure. It’s meaningful.
Kent R.S. Groff, CFP®
After 15 years in the financial industry, I wanted to create a firm that has no corporate mandates, no agenda to grow at the expense of service and a direct fiduciary duty to our clients. The focus will always be: deep financial planning, disciplined investing and client service.
Aside from the genuine fulfillment I find in helping families secure their future, I spend much of my time coaching one of my three children’s sports teams and staying actively involved in their lives. My wife is a CPA which gives our family a firsthand appreciation for disciplined planning and thoughtful tax strategy.
Generational Wisdom. Modern Approach.
Financial Planning isn’t just a career choice. It is a legacy.
As a second-generation financial planner, I was exposed early to the responsibility that comes with advising families. I saw how thoughtful, disciplined advice helps people make confident decisions and enjoy retirement with clarity and peace of mind.
Groff Wealth Management is built to guide clients through the complex decisions that come with planning for retirement, living in retirement, and navigating life after the loss of a loved one.
These are moments when experience matters most. Whether you are coordinating your retirement income and tax strategy or managing wealth on your own, you need a steady, trusted partner who brings perspective and sound judgment.
Groff Wealth Management works with families who have typically accumulated $1 million or more in investable assets. Our fee is straightforward and transparent: 1% is our highest fee, and it decreases as your assets grow. No commissions, no hidden costs, our interests are completely aligned with yours.
As a fee-only, independent fiduciary, we are legally and ethically bound to always act in your best interest.
“Kent’s knowledge and communication have shown that becoming a client was a great decision for us, we couldn’t be happier”
“We couldn’t be happier to have Kent at the helm of managing our portfolio and future. We are so grateful for his responsiveness, when we call, we access him directly. We have no doubt that his one on one communication approach is shared equally across his clientele. We trust his advice and guidance to help us plan for our future.”
AW | MW - Financial Planning Clients, Maryland
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