We treat every client like our only client.
Proactive and intentional financial planning tailored to a select number of families.
Our clients are typically Maryland families in their late 50s and 60s, still working, thinking hard about retirement, and looking for someone they can trust to help them get it right.
Fiduciary Standard. Client Centric.
Groff Wealth Management began with a single intention: Build a financial planning practice dedicated to a select number of families looking for a long-term partner who is highly responsive, understands and anticipates their needs and who is deeply invested in their success.
Groff Wealth Management integrates all aspects of your financial life into one cohesive strategy. Our role is to filter out the noise, stay ahead of the changes, and bring clarity to how each development may impact your life and your retirement.
“He is everything we want in an advisor: Proactive, communicative, thoughtful and smart”
“We couldn’t be more pleased with Kent as our Financial Planner. All of his advice through the years has been spot-on and has produced great outcomes. Kent keeps in touch with us regularly and has gone above and beyond by talking to our accountant, looking into retirement plan rules, and helping us navigate the Medicare enrollment process.
In addition to being an excellent advisor, Kent is just an incredible person- very kind and patient. We will never forget how much time he spent with us during the transition to retirement because we were nervous entering this phase in our lives. Kent was always there, reassuring us our plan works.”
KG | SR - Financial Planning Clients, Maryland
A Clear Path Forward.
Start with what matters most: We listen first, no spreadsheets, no jargon. Just a real conversation about when you want to retire, what you're worried about, and what a great retirement actually looks like for you.
Build your personalized plan: For most families we work with, this means running a Social Security timing analysis, stress-testing two or three retirement dates, and mapping out a tax-efficient income strategy so you leave with actual numbers, not just reassurance.
Put the plan into action: We handle the details and coordinate the moving parts, investment accounts, beneficiary reviews, tax strategy, so nothing falls through the cracks and you're not left managing complexity on your own.
Stay by your side as life changes: Tax laws shift. Markets move. Life happens. We meet regularly, proactively reach out when something affects your plan, and make adjustments before small changes become big problems.
Are you ready to see if you are on track?
It all starts with an introductory phone call.
Ask all of your questions
Learn how we can specifically help you
Decide if we’re a good fit
No sales pitch. No pressure. No obligation.